Built on Experience, Driven by Understanding

Cexvontia started in 2019 when a group of us realized something was missing in how investment instruments were being explained to everyday Canadians. We weren't seeing the honest conversations people needed – just endless jargon and overpromises.

So we started different. We focus on making complex financial instruments actually understandable. Not simplified to the point of being useless, but explained in ways that respect your time and intelligence.

70 Valleywood Dr, Markham, ON L3R 5L9, Canada

Financial planning workspace with investment analysis charts and documents
What We Do

Making Investment Instruments Accessible

Most people already know they should understand their investments better. The problem isn't motivation – it's finding resources that actually explain things without treating you like a finance major or a complete beginner.

We work with people who want to make informed decisions about bonds, ETFs, mutual funds, and other investment vehicles. Our educational programs break down how these instruments work, when they make sense, and what questions you should be asking before committing your money.

You won't find promises about beating the market here. Instead, we focus on building your understanding so you can evaluate options based on your actual situation rather than someone else's sales pitch.

How We Think About Financial Education

Too many programs either oversimplify to the point of being useless or drown you in technical details you'll never need. We try to walk the line between those extremes.

Our approach starts with recognizing that different investment instruments serve different purposes. A bond isn't better or worse than an ETF – they do different things. Understanding that context matters more than memorizing formulas.

  • Start with why an instrument exists before diving into how it works
  • Use actual examples from the Canadian market that people recognize
  • Explain the trade-offs honestly instead of pushing particular strategies
  • Connect concepts to real decisions people face with their portfolios
Investment portfolio review session with detailed financial instruments breakdown

Who's Teaching These Programs

We built Cexvontia with people who've spent years working with investment instruments in different capacities. No one here claims to have all the answers – we just bring different perspectives to explaining how these financial tools actually function.

Portrait of Tomasz Ljunggren

Tomasz Ljunggren

Director of Educational Programs

Spent twelve years explaining fixed-income instruments to institutional clients before realizing that retail investors needed similar clarity. Tomasz builds curriculum that connects technical concepts to practical portfolio decisions people actually face.

Portrait of Declan Soriano

Declan Soriano

Lead Investment Educator

Worked in portfolio management for eight years before switching to education. Declan focuses on helping people understand the mechanics behind ETFs, mutual funds, and derivative instruments without needing a finance degree to follow along.

Our next program on understanding bond structures and yield calculations starts in September 2025. We cap enrollment to keep the learning environment focused and interactive.

View Program Details

What Guides Our Work

These aren't aspirational values we put on a wall. They're the practical principles that shape how we design programs and interact with participants.

Context Over Formulas

Understanding when to use an investment instrument matters more than memorizing its exact calculation. We prioritize the why before diving into the how.

Honest Trade-offs

Every investment choice involves compromises. We explain what you're giving up along with what you're gaining – because that's how actual decisions get made.

Real Conversations

Financial education shouldn't feel like reading a textbook. We use examples from actual Canadian market situations and encourage questions that challenge standard explanations.

Interactive learning session analyzing different investment instruments and portfolio strategies

Why People Work With Us

Most of our participants come to us after realizing they don't fully understand what they own in their portfolios. They have RRSPs or TFSAs filled with instruments someone recommended, but they're not quite sure how those pieces fit together or what would happen if markets shifted.

We help bridge that gap. Not by managing portfolios – we don't do that – but by explaining the mechanics well enough that you can have informed conversations with whoever does manage your investments.

Our programs run over several months because understanding investment instruments takes time. You're learning to think differently about financial decisions, not just memorizing definitions. That process can't be rushed into a weekend seminar.